44012 Property Tax Rate

Property owners in ZIP code 44012 (Avon Lake, Ohio) pay a median of $5,086/year in property taxes on homes valued at $337,200. This translates to an effective tax rate of 1.51%, which is 22% above the Ohio state average of 1.24%.

The monthly property tax burden for a median-valued home in 44012 is approximately $424, which factors into escrow payments on mortgages. This ZIP code is located within Lorain County. This is $2,782 more than the Ohio average of $2,304/year.

Compared to similar ZIP codes in Ohio, 44012 has higher property taxes. ZIP codes with similar effective rates include 43123 (1.51%) and 44661 (1.51%).

In Avon Lake, property taxes represent approximately 4.6% of the median household income of $110,174, providing context for the relative tax burden on homeowners in this area.

Lorain County reassesses all properties every three years according to Ohio law, with the county auditor conducting revaluations on a three-year rotating schedule. All primary residence owners automatically receive a 2.5% Owner-Occupancy Credit on their tax bill, and seniors 65+ plus disabled homeowners qualify for the Homestead Exemption to reduce assessed value — file the exemption with the Lorain County Auditor's office immediately after your purchase closes. The Lorain County Auditor (440) 329-5700 will provide your revaluation year and process your Homestead Exemption application to ensure maximum tax relief for your primary residence.