44095 Property Tax Rate
Eastlake, Ohio · Part of Lake County
Effective Tax Rate
1.88%
32.5% above state avgMedian Annual Tax
$3,053
$254/mo escrow
Estimate Your Tax
Annual Tax
$3,053
Monthly
$254
Eff. Rate
1.88%
Buyer decision brief
What ZIP 44095 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$254/mo
Based on median annual tax paid
State context
0.64 percentage points above the Ohio average
Ohio average: 1.24%
Data confidence
High confidenceThe Census margin of error is $106, about 3% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Lake County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 44095 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$106 tax MOE, 3% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Lake County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 44095
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $162,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.88%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Ohio and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $254 per month before insurance, HOA dues, or special assessments.
Assessor verification
Lake County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 44095 Compares
Median Annual Property Tax
ZIP 44095
1.88%
Effective rate
Ohio Avg
1.24%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Ohio
Higher than 93% of ZIP codes in Ohio(93th percentile, 1,116 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 44095
Property owners in ZIP code 44095 (Eastlake, Ohio) pay a median of $3,053/year in property taxes on homes valued at $162,600. This translates to an effective tax rate of 1.88%, which is 51% above the Ohio state average of 1.24%.
The monthly property tax burden for a median-valued home in 44095 is approximately $254, which factors into escrow payments on mortgages. This ZIP code is located within Lake County. This is $749 more than the Ohio average of $2,304/year.
Compared to similar ZIP codes in Ohio, 44095 has higher property taxes. ZIP codes with similar effective rates include 45208 (1.88%) and 44112 (1.88%).
In Eastlake, property taxes represent approximately 4.4% of the median household income of $69,778, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 44095, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Lake County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 44095?
How much are property taxes in Eastlake, OH (44095)?
How does ZIP 44095 compare to the Ohio average?
What is the median home value in ZIP 44095?
What county is ZIP code 44095 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$106. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 44095 is part of Lake County, Ohio. View the full county profile for broader context and more data.
View Lake County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 44095
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
44081
Perry, OH
0.69 percentage points lower than ZIP 44095.
Rate
1.19%
Tax
$2,845
Quality
82
44045
Grand River, OH
0.51 percentage points lower than ZIP 44095.
Rate
1.37%
Tax
$2,045
Quality
77
44060
Mentor, OH
0.38 percentage points lower than ZIP 44095.
Rate
1.50%
Tax
$3,411
Quality
82
44077
Painesville, OH
0.24 percentage points lower than ZIP 44095.
Rate
1.64%
Tax
$3,569
Quality
82
44094
Willoughby, OH
0.15 percentage points lower than ZIP 44095.
Rate
1.73%
Tax
$4,288
Quality
82
44057
Madison, OH
0.05 percentage points lower than ZIP 44095.
Rate
1.82%
Tax
$3,105
Quality
82
45243
Cincinnati, OH
0.37 percentage points lower than ZIP 44095.
Rate
1.50%
Tax
$9,278
Quality
94
45174
Terrace Park, OH
0.16 percentage points lower than ZIP 44095.
Rate
1.72%
Tax
$10,001
Quality
70
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.