45810 Property Tax Rate

Property owners in ZIP code 45810 (Ada, Ohio) pay a median of $1,904/year in property taxes on homes valued at $157,500. This translates to an effective tax rate of 1.21%, which is near the Ohio state average of 1.24%.

The monthly property tax burden for a median-valued home in 45810 is approximately $159, which factors into escrow payments on mortgages. This ZIP code is located within Hardin County. This is $400 less than the Ohio average of $2,304/year.

Compared to similar ZIP codes in Ohio, 45810 has higher property taxes. ZIP codes with similar effective rates include 45338 (1.21%) and 43504 (1.21%).

In Ada, property taxes represent approximately 3.2% of the median household income of $59,065, providing context for the relative tax burden on homeowners in this area.

Ohio reassesses property at each sale, with the county auditor conducting triennial revaluations for existing owners; your purchase price becomes the new assessed value. Hardin County homeowners receive a 2.5% Owner-Occupancy Credit on primary residences (approximately $54 annual savings on the median home), and seniors 65+ or disabled can claim the Homestead Exemption for additional tax relief. File your homestead application with the Hardin County Auditor before your first tax bill to lock in both benefits.