45875 Property Tax Rate

Property owners in ZIP code 45875 (Ottawa, Ohio) pay a median of $2,189/year in property taxes on homes valued at $214,300. This translates to an effective tax rate of 1.02%, which is 18% below the Ohio state average of 1.24%.

The monthly property tax burden for a median-valued home in 45875 is approximately $182, which factors into escrow payments on mortgages. This ZIP code is located within Putnam County.

Compared to similar ZIP codes in Ohio, 45875 has higher property taxes. ZIP codes with similar effective rates include 43050 (1.02%) and 45359 (1.02%).

In Ottawa, property taxes represent approximately 2.5% of the median household income of $86,358, providing context for the relative tax burden on homeowners in this area.

Ohio reassesses property through a triennial cycle administered by the county auditor, with your purchase triggering a new assessment at market value. Putnam County provides a 2.5% Owner-Occupancy Credit for primary residences and Homestead Exemption programs for seniors 65+ and disabled residents — apply for both with the Putnam County Auditor right after closing to reduce your tax bill. Request a confirmation letter from the Putnam County Auditor documenting your exemption status and the effective date.