74003 Property Tax Rate
Bartlesville, Oklahoma · Part of Osage County
Effective Tax Rate
0.84%
8.7% below state avgMedian Annual Tax
$906
$76/mo escrow
Estimate Your Tax
Annual Tax
$906
Monthly
$76
Eff. Rate
0.84%
Buyer decision brief
What ZIP 74003 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$76/mo
Based on median annual tax paid
State context
0.18 percentage points above the Oklahoma average
Oklahoma average: 0.66%
Data confidence
High confidenceThe Census margin of error is $103, about 11% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Osage County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 74003 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$103 tax MOE, 11% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Osage County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 74003
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $107,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.84%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Oklahoma and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $76 per month before insurance, HOA dues, or special assessments.
Assessor verification
Osage County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 74003 Compares
Median Annual Property Tax
ZIP 74003
0.84%
Effective rate
Oklahoma Avg
0.66%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Oklahoma
Higher than 81% of ZIP codes in Oklahoma(81th percentile, 592 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 74003
Property owners in ZIP code 74003 (Bartlesville, Oklahoma) pay a median of $906/year in property taxes on homes valued at $107,400. This translates to an effective tax rate of 0.84%, which is 27% above the Oklahoma state average of 0.66%.
The monthly property tax burden for a median-valued home in 74003 is approximately $76, which factors into escrow payments on mortgages. This ZIP code is located within Osage County.
Compared to similar ZIP codes in Oklahoma, 74003 has higher property taxes. ZIP codes with similar effective rates include 73507 (0.84%) and 74456 (0.84%).
In Bartlesville, property taxes represent approximately 1.8% of the median household income of $49,138, providing context for the relative tax burden on homeowners in this area.
Oklahoma has no statewide property tax cap; your home will be assessed at market value at purchase and reappraised annually by the Osage County Assessor. Homeowners 65+ and disabled residents can apply for a Homestead Exemption that reduces assessed value — file your application with the Osage County Assessor to verify your eligibility and receive your exemption. Request your property assessment from the Osage County Assessor before the tax roll closes and confirm that your exemption has been properly applied.
Frequently Asked Questions
What is the property tax rate in ZIP code 74003?
How much are property taxes in Bartlesville, OK (74003)?
How does ZIP 74003 compare to the Oklahoma average?
What is the median home value in ZIP 74003?
What county is ZIP code 74003 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$103. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 74003 is part of Osage County, Oklahoma. View the full county profile for broader context and more data.
View Osage County on TaxByCounty →Explore Bartlesville, OK
View all 2 ZIP codes in Bartlesville with property tax comparisons.
View Bartlesville Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 74003
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
74006
Bartlesville, OK
$77,400 higher median home value than ZIP 74003.
Rate
1.06%
Tax
$1,968
Quality
89
74650
Ralston, OK
0.34 percentage points lower than ZIP 74003.
Rate
0.51%
Tax
$299
Quality
74
74060
Prue, OK
0.29 percentage points lower than ZIP 74003.
Rate
0.56%
Tax
$524
Quality
84
74056
Pawhuska, OK
0.21 percentage points lower than ZIP 74003.
Rate
0.63%
Tax
$802
Quality
84
74054
Osage, OK
0.19 percentage points lower than ZIP 74003.
Rate
0.65%
Tax
$471
Quality
84
74001
Avant, OK
0.19 percentage points lower than ZIP 74003.
Rate
0.66%
Tax
$449
Quality
84
74073
Sperry, OK
0.16 percentage points lower than ZIP 74003.
Rate
0.68%
Tax
$1,651
Quality
89
74604
Ponca City, OK
0.11 percentage points lower than ZIP 74003.
Rate
0.73%
Tax
$1,446
Quality
96
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.