74104 Property Tax Rate
Tulsa, Oklahoma · Part of Tulsa County
Effective Tax Rate
0.99%
124.3% above state avgMedian Annual Tax
$2,225
$185/mo escrow
Estimate Your Tax
Annual Tax
$2,225
Monthly
$185
Eff. Rate
0.99%
Buyer decision brief
What ZIP 74104 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$185/mo
Based on median annual tax paid
State context
0.33 percentage points above the Oklahoma average
Oklahoma average: 0.66%
Data confidence
High confidenceThe Census margin of error is $178, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Tulsa County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 74104 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$178 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Tulsa County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 74104
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $224,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.99%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Oklahoma and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $185 per month before insurance, HOA dues, or special assessments.
Assessor verification
Tulsa County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 74104 Compares
Median Annual Property Tax
ZIP 74104
0.99%
Effective rate
Oklahoma Avg
0.66%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Oklahoma
Higher than 91% of ZIP codes in Oklahoma(91th percentile, 592 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 74104
Property owners in ZIP code 74104 (Tulsa, Oklahoma) pay a median of $2,225/year in property taxes on homes valued at $224,500. This translates to an effective tax rate of 0.99%, which is 50% above the Oklahoma state average of 0.66%.
The monthly property tax burden for a median-valued home in 74104 is approximately $185, which factors into escrow payments on mortgages. This ZIP code is located within Tulsa County. This is $1,233 more than the Oklahoma average of $992/year.
Compared to similar ZIP codes in Oklahoma, 74104 has higher property taxes. ZIP codes with similar effective rates include 73139 (0.99%) and 73703 (0.99%).
In Tulsa, property taxes represent approximately 4.3% of the median household income of $51,886, providing context for the relative tax burden on homeowners in this area.
Oklahoma has no statewide property tax cap; your home will be assessed at purchase price and revalued annually by the Tulsa County Assessor. Homeowners 65+ and disabled residents can apply for a Homestead Exemption reducing assessed value — file your application with the Tulsa County Assessor's office to lower your annual tax bill on this higher-value property. Contact the Tulsa County Assessor within 30 days of closing to submit your exemption application and obtain your property assessment record; verify the exemption appears on your first tax bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 74104?
How much are property taxes in Tulsa, OK (74104)?
How does ZIP 74104 compare to the Oklahoma average?
What is the median home value in ZIP 74104?
What county is ZIP code 74104 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$178. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 74104 is part of Tulsa County, Oklahoma. View the full county profile for broader context and more data.
View Tulsa County on TaxByCounty →Explore Tulsa, OK
View all 26 ZIP codes in Tulsa with property tax comparisons.
View Tulsa Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 74104
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
74126
Tulsa, OK
0.20 percentage points lower than ZIP 74104.
Rate
0.80%
Tax
$485
Quality
94
74127
Tulsa, OK
0.12 percentage points lower than ZIP 74104.
Rate
0.87%
Tax
$1,047
Quality
94
74131
Tulsa, OK
0.25 percentage points lower than ZIP 74104.
Rate
0.75%
Tax
$1,406
Quality
89
74116
Tulsa, OK
0.31 percentage points lower than ZIP 74104.
Rate
0.69%
Tax
$943
Quality
96
74106
Tulsa, OK
0.19 percentage points lower than ZIP 74104.
Rate
0.80%
Tax
$790
Quality
101
74130
Tulsa, OK
0.19 percentage points lower than ZIP 74104.
Rate
0.80%
Tax
$662
Quality
96
74110
Tulsa, OK
0.13 percentage points lower than ZIP 74104.
Rate
0.86%
Tax
$582
Quality
101
74132
Tulsa, OK
0.05 percentage points lower than ZIP 74104.
Rate
0.94%
Tax
$2,550
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.