74401 Property Tax Rate

Muskogee, Oklahoma · Part of Muskogee County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

0.62%

24.1% below state avg

Median Annual Tax

$753

$63/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$753

Monthly

$63

Eff. Rate

0.62%

vs. Oklahoma Avg24.1% below
vs. National Avg72% below

Buyer decision brief

What ZIP 74401 means for your housing budget

Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.

Monthly escrow signal

$63/mo

Based on median annual tax paid

State context

0.05 percentage points below the Oklahoma average

Oklahoma average: 0.66%

Data confidence

High confidence

The Census margin of error is $109, about 14% of the median tax estimate.

Verify before you offer

  • Confirm parcel assessed value with Muskogee County assessor.
  • Check homestead, senior, veteran, and disability exemptions.
  • Ask whether purchase triggers reassessment or value-cap reset.
  • Review school district and special assessment boundaries.

This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.

Data confidence ledger

Can you trust ZIP 74401 for comparison?

Quality score 96/100

ACS vintage

2019-2023 ACS 5-Year Estimates

Five-year Census ZCTA estimates.

ZCTA caveat

Census area, not parcel boundary

USPS ZIP routes and taxing districts can differ inside the same area.

Field completeness

3/3 required fields

Median tax, home value, and derived rate are present.

MOE status

Strong ACS confidence

$109 tax MOE, 14% of the median tax estimate.

Last site refresh

March 10, 2026

Dataset and page-quality audit run locally before publication.

County fallback

County advisory available

Muskogee County is used for assessor verification and broader context.

Tax bill anatomy

What can change your actual bill in ZIP 74401

Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.

Assessed value

The ZCTA median home value is $122,300, but your bill starts with the local assessed value for a specific parcel.

Effective rate

The displayed rate is 0.62%, derived from median tax paid divided by median home value.

Exemptions

Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.

Reassessment

A purchase can change assessed value depending on Oklahoma and county rules. Ask how sale price affects the next assessment cycle.

Escrow impact

The median tax paid in this ZCTA equals about $63 per month before insurance, HOA dues, or special assessments.

Assessor verification

Muskogee County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.

How ZIP 74401 Compares

Median Annual Property Tax

ZIP 74401$753
Oklahoma Average$992
National Average$2,690

ZIP 74401

0.62%

Effective rate

Oklahoma Avg

0.66%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Oklahoma

0.20%state avg 0.66%2.62%

Lower than 55% of ZIP codes in Oklahoma(45th percentile, 592 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 74401

Property owners in ZIP code 74401 (Muskogee, Oklahoma) pay a median of $753/year in property taxes on homes valued at $122,300. This translates to an effective tax rate of 0.62%, which is 7% below the Oklahoma state average of 0.66%.

The monthly property tax burden for a median-valued home in 74401 is approximately $63, which factors into escrow payments on mortgages. This ZIP code is located within Muskogee County. This is $239 less than the Oklahoma average of $992/year.

Compared to similar ZIP codes in Oklahoma, 74401 has higher property taxes. ZIP codes with similar effective rates include 73754 (0.62%) and 74038 (0.61%).

In Muskogee, property taxes represent approximately 1.9% of the median household income of $39,767, providing context for the relative tax burden on homeowners in this area.

Oklahoma does not cap assessment increases at sale or for existing owners — your property will be reassessed to fair market value at purchase or during Muskogee County's reappraisal cycle. Muskogee County offers a Homestead Exemption for primary residences that reduces assessed value; submit your application to the Muskogee County Assessor. Contact the Muskogee County Assessor's office within the first 30 days of ownership to file your homestead exemption and request written confirmation of the exemption amount.

Frequently Asked Questions

What is the property tax rate in ZIP code 74401?
The effective property tax rate in ZIP code 74401 (Muskogee, OK) is 0.62%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Muskogee, OK (74401)?
The median annual property tax payment in ZIP code 74401 is $753. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 74401 compare to the Oklahoma average?
ZIP code 74401's effective tax rate of 0.62% is lower than the Oklahoma state average of 0.66%. The median annual property tax in this ZIP is $753, compared to the state average of $992.
What is the median home value in ZIP 74401?
The median home value in ZIP code 74401 (Muskogee, OK) is $122,300, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 74401 in?
ZIP code 74401 is part of Muskogee County in Oklahoma. For broader county-level property tax data, including comparisons with other counties in Oklahoma, visit the Muskogee County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$109. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 74401 is part of Muskogee County, Oklahoma. View the full county profile for broader context and more data.

View Muskogee County on TaxByCounty →

Explore Muskogee, OK

View all 2 ZIP codes in Muskogee with property tax comparisons.

View Muskogee Property Tax Rates →
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →