Eugene, OR Property Tax Rates

Compare property tax rates across 6 ZIP codes in Eugene, Oregon.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

0.98%

Avg Annual Tax

$4,590

Avg Home Value

$463,350

ZIP Codes

6

Property Tax Overview: Eugene, OR

Eugene has 6 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.98%, which is 32% above the Oregon average of 0.74%. Annual property taxes range from $3,372 (ZIP 97404) to $4,983 (ZIP 97401).

For a home at Eugene's median value of $463,350, property taxes add approximately $377/month to housing costs. Eugene home values are above the Oregon median of $406,520, meaning the monthly tax impact is correspondingly higher.

Property tax rates within Eugene vary by 0.21 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Eugene, OR

ZIP CodeEffective RateMedian TaxMedian Home Value
974040.85%$3,372$397,700
974020.87%$2,862$330,000
974051.00%$4,922$494,000
974081.05%$5,617$535,300
974031.05%$5,783$550,900
974011.06%$4,983$472,200

Eugene vs Oregon Average

Effective Tax Rate

Eugene0.98%
Oregon Avg0.74%

32% above state average

Annual Property Tax

Eugene$4,590
Oregon Avg$2,995

Median Home Value

Eugene$463,350
Oregon Avg$406,520

Frequently Asked Questions

What is the average property tax rate in Eugene, OR?

The average effective property tax rate in Eugene, Oregon is 0.98%, based on 6 ZIP codes.

How much is property tax in Eugene, OR?

The average median annual property tax in Eugene is $4,590 per year, with a median home value of $463,350.

Which ZIP code in Eugene has the lowest property tax rate?

ZIP code 97404 has the lowest effective tax rate in Eugene at 0.85%, with a median annual tax of $3,372.

How many ZIP codes are in Eugene, OR?

Eugene, Oregon has 6 ZIP codes with property tax data available.

Which ZIP code in Eugene has the highest property tax rate?

ZIP code 97401 has the highest effective tax rate in Eugene at 1.06%, with a median annual tax of $4,983.

How do Eugene property taxes compare to the Oregon average?

Eugene's average effective rate of 0.98% is 32% above the Oregon state average of 0.74%.

What factors affect property tax rates between ZIP codes in Eugene?

Property tax rate differences within Eugene are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Eugene Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Oregon reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Eugene, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Lane County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →