02905 Property Tax Rate
Providence, Rhode Island · Part of Providence County
Effective Tax Rate
1.41%
10.1% below state avgMedian Annual Tax
$4,548
$379/mo escrow
Estimate Your Tax
Annual Tax
$4,548
Monthly
$379
Eff. Rate
1.41%
Buyer decision brief
What ZIP 02905 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$379/mo
Based on median annual tax paid
State context
0.12 percentage points above the Rhode Island average
Rhode Island average: 1.29%
Data confidence
High confidenceThe Census margin of error is $459, about 10% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Providence County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 02905 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$459 tax MOE, 10% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Providence County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 02905
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $322,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.41%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Rhode Island and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $379 per month before insurance, HOA dues, or special assessments.
Assessor verification
Providence County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 02905 Compares
Median Annual Property Tax
ZIP 02905
1.41%
Effective rate
Rhode Island Avg
1.29%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Rhode Island
Higher than 66% of ZIP codes in Rhode Island(66th percentile, 71 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 02905
Property owners in ZIP code 02905 (Providence, Rhode Island) pay a median of $4,548/year in property taxes on homes valued at $322,700. This translates to an effective tax rate of 1.41%, which is 9% above the Rhode Island state average of 1.29%.
The monthly property tax burden for a median-valued home in 02905 is approximately $379, which factors into escrow payments on mortgages. This ZIP code is located within Providence County. This is $510 less than the Rhode Island average of $5,058/year.
Compared to similar ZIP codes in Rhode Island, 02905 has higher property taxes. ZIP codes with similar effective rates include 02909 (1.41%) and 02915 (1.40%).
In Providence, property taxes represent approximately 8.0% of the median household income of $57,126, providing context for the relative tax burden on homeowners in this area.
Rhode Island applies no statewide property tax cap; reassessment occurs when property changes hands or at intervals set by your municipality — contact the Providence County Assessor for your specific town's cycle. Providence County homebuyers should explore income-based relief programs through their town assessor's office, as eligibility varies by municipality but may include exemptions or deferrals for seniors, veterans, or low-income households. After closing, file a homestead exemption application immediately with your town assessor — most Providence County towns require filing within 30–60 days to qualify for current-year tax reduction.
Frequently Asked Questions
What is the property tax rate in ZIP code 02905?
How much are property taxes in Providence, RI (02905)?
How does ZIP 02905 compare to the Rhode Island average?
What is the median home value in ZIP 02905?
What county is ZIP code 02905 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$459. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 02905 is part of Providence County, Rhode Island. View the full county profile for broader context and more data.
View Providence County on TaxByCounty →Explore Providence, RI
View all 7 ZIP codes in Providence with property tax comparisons.
View Providence Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 02905
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
02906
Providence, RI
0.20 percentage points lower than ZIP 02905.
Rate
1.21%
Tax
$7,025
Quality
101
02907
Providence, RI
0.15 percentage points lower than ZIP 02905.
Rate
1.26%
Tax
$3,930
Quality
101
02908
Providence, RI
0.12 percentage points lower than ZIP 02905.
Rate
1.29%
Tax
$3,791
Quality
101
02903
Providence, RI
0.10 percentage points lower than ZIP 02905.
Rate
1.31%
Tax
$4,775
Quality
101
02909
Providence, RI
0.00 percentage points lower than ZIP 02905.
Rate
1.41%
Tax
$3,991
Quality
101
02802
Albion, RI
0.40 percentage points lower than ZIP 02905.
Rate
1.01%
Tax
$2,739
Quality
84
02865
Lincoln, RI
0.28 percentage points lower than ZIP 02905.
Rate
1.13%
Tax
$4,821
Quality
89
02917
Smithfield, RI
0.21 percentage points lower than ZIP 02905.
Rate
1.20%
Tax
$4,978
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.