75189 Property Tax Rate

Property owners in ZIP code 75189 (Royse City, Texas) pay a median of $5,757/year in property taxes on homes valued at $336,000. This translates to an effective tax rate of 1.71%, which is 27% above the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 75189 is approximately $480, which factors into escrow payments on mortgages. This ZIP code is located within Rockwall County. This is $2,626 more than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 75189 has lower property taxes. ZIP codes with similar effective rates include 78039 (1.71%) and 76710 (1.71%).

In Royse City, property taxes represent approximately 4.9% of the median household income of $118,105, providing context for the relative tax burden on homeowners in this area.

Texas imposes no state income tax, and your homestead property's appraised value is capped at a 10% annual increase — this cap applies only after you file a Homestead Exemption with the Rockwall Central Appraisal District. The exemption amount varies by taxing entity (school district, county, city), but typically reduces assessed value by $25,000–$40,000, saving most homeowners $400–$800/year. File your Homestead Exemption application with the Rockwall Central Appraisal District by April 30 of the year following your purchase to lock in the 10% cap for future years.