75439 Property Tax Rate

Property owners in ZIP code 75439 (Ector, Texas) pay a median of $1,848/year in property taxes on homes valued at $158,500. This translates to an effective tax rate of 1.17%, which is 14% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 75439 is approximately $154, which factors into escrow payments on mortgages. This ZIP code is located within Fannin County. This is $1,283 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 75439 has higher property taxes. ZIP codes with similar effective rates include 75568 (1.17%) and 77357 (1.17%).

In Ector, property taxes represent approximately 3.0% of the median household income of $62,212, providing context for the relative tax burden on homeowners in this area.

Texas law caps annual appraised value increases at 10% for homestead properties, but this protection only applies once you file a Homestead Exemption — submit your application to the Fannin County Appraisal District by April 30 of the year following your purchase to lock in this rate. The exemption also removes a portion of your home's value from school taxes, typically saving $400–$800 annually depending on local school district rates. Request a Notice of Appraised Value from the Fannin County Appraisal District after closing and file a protest by May 15 if the assessed value exceeds the market price you paid.