75492 Property Tax Rate

Property owners in ZIP code 75492 (Windom, Texas) pay a median of $1,912/year in property taxes on homes valued at $160,200. This translates to an effective tax rate of 1.19%, which is 12% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 75492 is approximately $159, which factors into escrow payments on mortgages. This ZIP code is located within Fannin County. This is $1,219 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 75492 has lower property taxes. ZIP codes with similar effective rates include 78155 (1.19%) and 75209 (1.19%).

In Windom, property taxes represent approximately 1.9% of the median household income of $99,500, providing context for the relative tax burden on homeowners in this area.

Texas law caps annual appraised value increases at 10% for homestead properties, but this protection only applies once you file a Homestead Exemption — submit your application to the Fannin County Appraisal District by April 30 of the year following your purchase to lock in this rate. The exemption also removes a portion of your home's value from school taxes, typically saving $400–$800 annually depending on local school district rates. Request a Notice of Appraised Value from the Fannin County Appraisal District after closing and file a protest by May 15 if the assessed value exceeds the market price you paid.