75965 Property Tax Rate
Nacogdoches, Texas · Part of Nacogdoches County
Effective Tax Rate
1.18%
15.4% below state avgMedian Annual Tax
$2,648
$221/mo escrow
Estimate Your Tax
Annual Tax
$2,648
Monthly
$221
Eff. Rate
1.18%
Buyer decision brief
What ZIP 75965 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$221/mo
Based on median annual tax paid
State context
0.17 percentage points below the Texas average
Texas average: 1.35%
Data confidence
High confidenceThe Census margin of error is $276, about 10% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Nacogdoches County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 75965 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$276 tax MOE, 10% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Nacogdoches County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 75965
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $224,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.18%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Texas and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $221 per month before insurance, HOA dues, or special assessments.
Assessor verification
Nacogdoches County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 75965 Compares
Median Annual Property Tax
ZIP 75965
1.18%
Effective rate
Texas Avg
1.35%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Texas
Lower than 67% of ZIP codes in Texas(33th percentile, 1,654 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 75965
Property owners in ZIP code 75965 (Nacogdoches, Texas) pay a median of $2,648/year in property taxes on homes valued at $224,700. This translates to an effective tax rate of 1.18%, which is 13% below the Texas state average of 1.35%.
The monthly property tax burden for a median-valued home in 75965 is approximately $221, which factors into escrow payments on mortgages. This ZIP code is located within Nacogdoches County. This is $483 less than the Texas average of $3,131/year.
Compared to similar ZIP codes in Texas, 75965 has lower property taxes. ZIP codes with similar effective rates include 75143 (1.18%) and 79851 (1.18%).
In Nacogdoches, property taxes represent approximately 5.0% of the median household income of $52,640, providing context for the relative tax burden on homeowners in this area.
Texas applies no statewide cap on value increases until you file a Homestead Exemption, which then limits annual appraisals to 10% growth for your primary residence with the Nacogdoches County Appraisal District. File your exemption application by April 30 of the year following purchase to activate this protection and remove the county's homestead exemption amount from your tax bill. Request a copy of your Notice of Appraised Value from Nacogdoches County and file a formal protest by May 15 if the assessed value exceeds market conditions.
Frequently Asked Questions
What is the property tax rate in ZIP code 75965?
How much are property taxes in Nacogdoches, TX (75965)?
How does ZIP 75965 compare to the Texas average?
What is the median home value in ZIP 75965?
What county is ZIP code 75965 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$276. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 75965 is part of Nacogdoches County, Texas. View the full county profile for broader context and more data.
View Nacogdoches County on TaxByCounty →Explore Nacogdoches, TX
View all 3 ZIP codes in Nacogdoches with property tax comparisons.
View Nacogdoches Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 75965
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
75961
Nacogdoches, TX
0.40 percentage points lower than ZIP 75965.
Rate
0.78%
Tax
$1,037
Quality
91
75964
Nacogdoches, TX
0.08 percentage points lower than ZIP 75965.
Rate
1.10%
Tax
$1,261
Quality
91
75937
Chireno, TX
0.44 percentage points lower than ZIP 75965.
Rate
0.73%
Tax
$580
Quality
84
75943
Douglass, TX
0.44 percentage points lower than ZIP 75965.
Rate
0.74%
Tax
$1,571
Quality
78
75944
Etoile, TX
0.44 percentage points lower than ZIP 75965.
Rate
0.74%
Tax
$533
Quality
74
75760
Cushing, TX
0.37 percentage points lower than ZIP 75965.
Rate
0.81%
Tax
$1,130
Quality
78
75946
Garrison, TX
0.35 percentage points lower than ZIP 75965.
Rate
0.83%
Tax
$1,212
Quality
84
75205
Dallas, TX
0.52 percentage points lower than ZIP 75965.
Rate
0.66%
Tax
$10,001
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.