75946 Property Tax Rate

Property owners in ZIP code 75946 (Garrison, Texas) pay a median of $1,212/year in property taxes on homes valued at $146,700. This translates to an effective tax rate of 0.83%, which is 39% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 75946 is approximately $101, which factors into escrow payments on mortgages. This ZIP code is located within Nacogdoches County. This is $1,919 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 75946 has higher property taxes. ZIP codes with similar effective rates include 76379 (0.83%) and 75652 (0.83%).

In Garrison, property taxes represent approximately 2.2% of the median household income of $54,920, providing context for the relative tax burden on homeowners in this area.

Texas applies no statewide cap on value increases until you file a Homestead Exemption, which then limits annual appraisals to 10% growth for your primary residence with the Nacogdoches County Appraisal District. File your exemption application by April 30 of the year following purchase to activate this protection and remove the county's homestead exemption amount from your tax bill. Request a copy of your Notice of Appraised Value from Nacogdoches County and file a formal protest by May 15 if the assessed value exceeds market conditions.