76543 Property Tax Rate
Killeen, Texas · Part of Bell County
Effective Tax Rate
1.62%
27.3% below state avgMedian Annual Tax
$2,277
$190/mo escrow
Estimate Your Tax
Annual Tax
$2,277
Monthly
$190
Eff. Rate
1.62%
Buyer decision brief
What ZIP 76543 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$190/mo
Based on median annual tax paid
State context
0.27 percentage points above the Texas average
Texas average: 1.35%
Data confidence
High confidenceThe Census margin of error is $189, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Bell County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 76543 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$189 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Bell County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 76543
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $140,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.62%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Texas and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $190 per month before insurance, HOA dues, or special assessments.
Assessor verification
Bell County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 76543 Compares
Median Annual Property Tax
ZIP 76543
1.62%
Effective rate
Texas Avg
1.35%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Texas
Higher than 74% of ZIP codes in Texas(74th percentile, 1,654 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 76543
Property owners in ZIP code 76543 (Killeen, Texas) pay a median of $2,277/year in property taxes on homes valued at $140,700. This translates to an effective tax rate of 1.62%, which is 20% above the Texas state average of 1.35%.
The monthly property tax burden for a median-valued home in 76543 is approximately $190, which factors into escrow payments on mortgages. This ZIP code is located within Bell County. This is $854 less than the Texas average of $3,131/year.
Compared to similar ZIP codes in Texas, 76543 has higher property taxes. ZIP codes with similar effective rates include 77455 (1.62%) and 76247 (1.62%).
In Killeen, property taxes represent approximately 4.4% of the median household income of $51,239, providing context for the relative tax burden on homeowners in this area.
Texas caps annual appraisal increases at 10% for homestead properties, but this cap only applies once you file — submit your Homestead Exemption application to the Bell County Appraisal District by April 30 of the year following purchase. The exemption removes a portion of assessed value from school and county taxes, saving most homeowners $400–$700/year on a median $151,000 property. File your exemption with the Bell County Assessor right after closing and watch for your Notice of Appraised Value in January to verify the homestead cap is applied.
Frequently Asked Questions
What is the property tax rate in ZIP code 76543?
How much are property taxes in Killeen, TX (76543)?
How does ZIP 76543 compare to the Texas average?
What is the median home value in ZIP 76543?
What county is ZIP code 76543 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$189. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 76543 is part of Bell County, Texas. View the full county profile for broader context and more data.
View Bell County on TaxByCounty →Explore Killeen, TX
View all 4 ZIP codes in Killeen with property tax comparisons.
View Killeen Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 76543
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
76541
Killeen, TX
0.16 percentage points lower than ZIP 76543.
Rate
1.46%
Tax
$1,420
Quality
91
76569
Rogers, TX
0.53 percentage points lower than ZIP 76543.
Rate
1.09%
Tax
$1,290
Quality
78
76534
Holland, TX
0.43 percentage points lower than ZIP 76543.
Rate
1.19%
Tax
$2,477
Quality
84
76511
Bartlett, TX
0.41 percentage points lower than ZIP 76543.
Rate
1.21%
Tax
$2,176
Quality
89
76579
Troy, TX
0.35 percentage points lower than ZIP 76543.
Rate
1.27%
Tax
$2,861
Quality
84
76571
Salado, TX
0.28 percentage points lower than ZIP 76543.
Rate
1.34%
Tax
$5,290
Quality
89
76557
Moody, TX
0.28 percentage points lower than ZIP 76543.
Rate
1.34%
Tax
$2,639
Quality
84
76554
Little River Academy, TX
0.25 percentage points lower than ZIP 76543.
Rate
1.37%
Tax
$2,224
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.