76548 Property Tax Rate

Property owners in ZIP code 76548 (Harker Heights, Texas) pay a median of $3,817/year in property taxes on homes valued at $268,000. This translates to an effective tax rate of 1.42%, which is 5% above the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 76548 is approximately $318, which factors into escrow payments on mortgages. This ZIP code is located within Bell County. This is $686 more than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 76548 has lower property taxes. ZIP codes with similar effective rates include 75167 (1.42%) and 76657 (1.43%).

In Harker Heights, property taxes represent approximately 4.7% of the median household income of $80,847, providing context for the relative tax burden on homeowners in this area.

Texas caps annual appraisal increases at 10% for homestead properties, but this cap only applies once you file — submit your Homestead Exemption application to the Bell County Appraisal District by April 30 of the year following purchase. The exemption removes a portion of assessed value from school and county taxes, saving most homeowners $400–$700/year on a median $151,000 property. File your exemption with the Bell County Assessor right after closing and watch for your Notice of Appraised Value in January to verify the homestead cap is applied.