76549 Property Tax Rate

Property owners in ZIP code 76549 (Killeen, Texas) pay a median of $3,302/year in property taxes on homes valued at $202,100. This translates to an effective tax rate of 1.63%, which is 21% above the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 76549 is approximately $275, which factors into escrow payments on mortgages. This ZIP code is located within Bell County.

Compared to similar ZIP codes in Texas, 76549 has higher property taxes. ZIP codes with similar effective rates include 75231 (1.63%) and 75495 (1.63%).

In Killeen, property taxes represent approximately 5.3% of the median household income of $62,536, providing context for the relative tax burden on homeowners in this area.

Texas caps annual appraisal increases at 10% for homestead properties, but this cap only applies once you file — submit your Homestead Exemption application to the Bell County Appraisal District by April 30 of the year following purchase. The exemption removes a portion of assessed value from school and county taxes, saving most homeowners $400–$700/year on a median $151,000 property. File your exemption with the Bell County Assessor right after closing and watch for your Notice of Appraised Value in January to verify the homestead cap is applied.