76932 Property Tax Rate

Property owners in ZIP code 76932 (Big Lake, Texas) pay a median of $1,825/year in property taxes on homes valued at $164,200. This translates to an effective tax rate of 1.11%, which is 18% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 76932 is approximately $152, which factors into escrow payments on mortgages. This ZIP code is located within Reagan County. This is $1,306 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 76932 has higher property taxes. ZIP codes with similar effective rates include 77660 (1.11%) and 79743 (1.11%).

In Big Lake, property taxes represent approximately 2.6% of the median household income of $69,620, providing context for the relative tax burden on homeowners in this area.

Texas imposes no state income tax and caps annual homestead appraisal increases at 10%, though this protection only applies once you file a Homestead Exemption with the Reagan County Appraisal District by April 30 of the year following purchase. The exemption removes a percentage of your home's value from school and county taxes, potentially saving $400–$800 annually on a median $164,200 home. Contact the Reagan County Appraisal District immediately after closing to file your exemption application and obtain your Notice of Appraised Value to verify the assessed amount.