77328 Property Tax Rate

Property owners in ZIP code 77328 (Cleveland, Texas) pay a median of $2,125/year in property taxes on homes valued at $169,200. This translates to an effective tax rate of 1.26%, which is 7% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 77328 is approximately $177, which factors into escrow payments on mortgages. This ZIP code is located within San Jacinto County. This is $1,006 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 77328 has higher property taxes. ZIP codes with similar effective rates include 79245 (1.26%) and 75603 (1.26%).

In Cleveland, property taxes represent approximately 3.7% of the median household income of $57,725, providing context for the relative tax burden on homeowners in this area.

Texas applies a 10% annual cap on homestead appraised values, but you must file a Homestead Exemption with the San Jacinto County Appraisal District by April 30 to receive this protection — without it, your assessment can jump to market value at any time. The exemption reduces the value subject to school, county, and city taxes, saving San Jacinto County homeowners approximately $700–$1,300 annually. File your exemption application with the San Jacinto County Appraisal District within 30 days of purchase to ensure the cap applies starting with your first post-sale appraisal.