77331 Property Tax Rate

Property owners in ZIP code 77331 (Coldspring, Texas) pay a median of $2,171/year in property taxes on homes valued at $226,400. This translates to an effective tax rate of 0.96%, which is 29% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 77331 is approximately $181, which factors into escrow payments on mortgages. This ZIP code is located within San Jacinto County. This is $960 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 77331 has lower property taxes. ZIP codes with similar effective rates include 76453 (0.96%) and 76064 (0.96%).

In Coldspring, property taxes represent approximately 4.3% of the median household income of $50,321, providing context for the relative tax burden on homeowners in this area.

Texas applies a 10% annual cap on homestead appraised values, but you must file a Homestead Exemption with the San Jacinto County Appraisal District by April 30 to receive this protection — without it, your assessment can jump to market value at any time. The exemption reduces the value subject to school, county, and city taxes, saving San Jacinto County homeowners approximately $700–$1,300 annually. File your exemption application with the San Jacinto County Appraisal District within 30 days of purchase to ensure the cap applies starting with your first post-sale appraisal.