75789 Property Tax Rate

Property owners in ZIP code 75789 (Troup, Texas) pay a median of $1,845/year in property taxes on homes valued at $192,200. This translates to an effective tax rate of 0.96%, which is 29% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 75789 is approximately $154, which factors into escrow payments on mortgages. This ZIP code is located within Cherokee County. This is $1,286 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 75789 has higher property taxes. ZIP codes with similar effective rates include 76454 (0.96%) and 76453 (0.96%).

In Troup, property taxes represent approximately 2.2% of the median household income of $83,561, providing context for the relative tax burden on homeowners in this area.

Texas imposes no cap on appraised value increases for non-homestead properties, but your homestead exemption application will limit appraisal growth to 10% annually once filed with the Cherokee County Appraisal District. File your Homestead Exemption by April 30 of the year following purchase to lock in this protection and reduce your taxable value by the county's exemption amount (typically $25,000–$40,000). Contact the Cherokee County Appraisal District immediately upon closing to confirm your homestead status and review your Notice of Appraised Value each spring.