77904 Property Tax Rate
Victoria, Texas · Part of Victoria County
Effective Tax Rate
1.73%
31.8% above state avgMedian Annual Tax
$4,127
$344/mo escrow
Estimate Your Tax
Annual Tax
$4,127
Monthly
$344
Eff. Rate
1.73%
Buyer decision brief
What ZIP 77904 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$344/mo
Based on median annual tax paid
State context
0.38 percentage points above the Texas average
Texas average: 1.35%
Data confidence
High confidenceThe Census margin of error is $228, about 6% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Victoria County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 77904 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$228 tax MOE, 6% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Victoria County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 77904
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $237,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.73%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Texas and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $344 per month before insurance, HOA dues, or special assessments.
Assessor verification
Victoria County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 77904 Compares
Median Annual Property Tax
ZIP 77904
1.73%
Effective rate
Texas Avg
1.35%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Texas
Higher than 83% of ZIP codes in Texas(83th percentile, 1,654 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 77904
Property owners in ZIP code 77904 (Victoria, Texas) pay a median of $4,127/year in property taxes on homes valued at $237,900. This translates to an effective tax rate of 1.73%, which is 28% above the Texas state average of 1.35%.
The monthly property tax burden for a median-valued home in 77904 is approximately $344, which factors into escrow payments on mortgages. This ZIP code is located within Victoria County. This is $996 more than the Texas average of $3,131/year.
Compared to similar ZIP codes in Texas, 77904 has higher property taxes. ZIP codes with similar effective rates include 75409 (1.73%) and 78253 (1.73%).
In Victoria, property taxes represent approximately 4.8% of the median household income of $86,821, providing context for the relative tax burden on homeowners in this area.
Texas law caps homestead appraisal growth at 10% annually, but only after you file a Homestead Exemption application—submit it to the Victoria County Appraisal District by April 30 of the year following your purchase to activate this protection. With Victoria County's effective rate of 1.70%, the exemption is critical, typically saving homeowners $500–$1,000 per year by reducing assessed value subject to school and county taxes. File your exemption claim immediately and request a certified Notice of Appraised Value from the Victoria County Appraisal District to establish your base year.
Frequently Asked Questions
What is the property tax rate in ZIP code 77904?
How much are property taxes in Victoria, TX (77904)?
How does ZIP 77904 compare to the Texas average?
What is the median home value in ZIP 77904?
What county is ZIP code 77904 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$228. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 77904 is part of Victoria County, Texas. View the full county profile for broader context and more data.
View Victoria County on TaxByCounty →Explore Victoria, TX
View all 3 ZIP codes in Victoria with property tax comparisons.
View Victoria Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 77904
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
77905
Victoria, TX
0.43 percentage points lower than ZIP 77904.
Rate
1.30%
Tax
$2,708
Quality
96
77901
Victoria, TX
0.04 percentage points lower than ZIP 77904.
Rate
1.70%
Tax
$2,272
Quality
96
77951
Bloomington, TX
0.66 percentage points lower than ZIP 77904.
Rate
1.08%
Tax
$1,427
Quality
74
77968
Inez, TX
0.33 percentage points lower than ZIP 77904.
Rate
1.41%
Tax
$3,178
Quality
84
75205
Dallas, TX
1.08 percentage points lower than ZIP 77904.
Rate
0.66%
Tax
$10,001
Quality
82
75225
Dallas, TX
1.06 percentage points lower than ZIP 77904.
Rate
0.67%
Tax
$10,001
Quality
82
77005
Houston, TX
1.00 percentage points lower than ZIP 77904.
Rate
0.74%
Tax
$10,001
Quality
82
78703
Austin, TX
1.00 percentage points lower than ZIP 77904.
Rate
0.74%
Tax
$10,001
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.