78004 Property Tax Rate

Property owners in ZIP code 78004 (Bergheim, Texas) pay a median of $7,577/year in property taxes on homes valued at $691,800. This translates to an effective tax rate of 1.10%, which is 19% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78004 is approximately $631, which factors into escrow payments on mortgages. This ZIP code is located within Kendall County. This is $4,446 more than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 78004 has lower property taxes. ZIP codes with similar effective rates include 77351 (1.10%) and 76487 (1.10%).

In Bergheim, property taxes represent approximately 4.7% of the median household income of $160,147, providing context for the relative tax burden on homeowners in this area.

Texas imposes no state income tax and caps homestead appraised value increases at 10% annually once filed, but reassessment to market value occurs at sale. File your Homestead Exemption application with the Kendall County Appraisal District by April 30 of the year following purchase to activate the growth cap across all taxing units. Obtain your Notice of Appraised Value from Kendall County Appraisal District within 30 days of closing and file a protest by May 15 if the appraisal exceeds documented fair market value.