78123 Property Tax Rate

Property owners in ZIP code 78123 (Mc Queeney, Texas) pay a median of $2,687/year in property taxes on homes valued at $238,900. This translates to an effective tax rate of 1.12%, which is 17% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78123 is approximately $224, which factors into escrow payments on mortgages. This ZIP code is located within Guadalupe County. This is $444 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 78123 has higher property taxes. ZIP codes with similar effective rates include 76050 (1.12%) and 75223 (1.13%).

In Mc Queeney, property taxes represent approximately 2.8% of the median household income of $95,700, providing context for the relative tax burden on homeowners in this area.

Texas law caps homestead appraisals at 10% annual increases, but you must file a Homestead Exemption with the Guadalupe County Appraisal District by April 30 in the year after purchase to activate this cap. The exemption removes a portion of assessed value from school and county tax bills, saving Guadalupe County homeowners typically $800–$1,500/year given the county's higher median home values. Submit your exemption application to the Guadalupe County Appraisal District within 30 days of closing and request written confirmation of your homestead designation.