78349 Property Tax Rate

Property owners in ZIP code 78349 (Concepcion, Texas) pay a median of $867/year in property taxes on homes valued at $148,100. This translates to an effective tax rate of 0.59%, which is 57% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78349 is approximately $72, which factors into escrow payments on mortgages. This ZIP code is located within Duval County. This is $2,264 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 78349 has lower property taxes. ZIP codes with similar effective rates include 78672 (0.59%) and 77971 (0.59%).

In Concepcion, property taxes represent approximately 2.3% of the median household income of $37,813, providing context for the relative tax burden on homeowners in this area.

Texas caps annual homestead appraisal increases at 10%, but you must file your Homestead Exemption with the Duval County Appraisal District by April 30 of the year after closing to activate this protection. The exemption shields a portion of your home's value from school district taxation, saving most Duval County homeowners $200–$400/year. Request your Notice of Appraised Value immediately after purchase and file a formal protest by May 15 if you believe the assessment exceeds market value.