78623 Property Tax Rate

Property owners in ZIP code 78623 (Fischer, Texas) pay a median of $4,356/year in property taxes on homes valued at $564,200. This translates to an effective tax rate of 0.77%, which is 43% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78623 is approximately $363, which factors into escrow payments on mortgages. This ZIP code is located within Comal County. This is $1,225 more than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 78623 has lower property taxes. ZIP codes with similar effective rates include 79229 (0.77%) and 75416 (0.77%).

In Fischer, property taxes represent approximately 3.6% of the median household income of $122,143, providing context for the relative tax burden on homeowners in this area.

Texas applies no cap on appraised value for new purchases — the Comal County Appraisal District will reassess your property at market value upon closing, and this new value becomes your baseline for taxes. File your Homestead Exemption application with the Comal County Appraisal District by April 30 of the year after purchase; for a home valued around $469,500, this exemption typically saves $600–$1,500/year on school and local taxes depending on your school district's exemption amount. Confirm receipt of your Homestead Exemption from the Comal County Appraisal District and review your Notice of Appraised Value when mailed in spring to file a value protest by May 15 if needed.