78945 Property Tax Rate

Property owners in ZIP code 78945 (La Grange, Texas) pay a median of $3,062/year in property taxes on homes valued at $299,500. This translates to an effective tax rate of 1.02%, which is 24% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78945 is approximately $255, which factors into escrow payments on mortgages. This ZIP code is located within Fayette County.

Compared to similar ZIP codes in Texas, 78945 has higher property taxes. ZIP codes with similar effective rates include 75691 (1.02%) and 77401 (1.02%).

In La Grange, property taxes represent approximately 4.0% of the median household income of $76,221, providing context for the relative tax burden on homeowners in this area.

Texas caps annual homestead appraisal increases at 10% regardless of market appreciation, protecting you from sudden tax jumps. Fayette County provides a homestead exemption reducing assessed value for primary residences — submit your exemption application to the Fayette County Appraisal District by April 30 following your purchase. File your homestead claim within 30 days of closing and request a copy of your appraisal roll entry to verify the exemption was applied before the next tax year.