79040 Property Tax Rate

Property owners in ZIP code 79040 (Gruver, Texas) pay a median of $2,161/year in property taxes on homes valued at $173,600. This translates to an effective tax rate of 1.24%, which is 8% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 79040 is approximately $180, which factors into escrow payments on mortgages. This ZIP code is located within Hansford County. This is $970 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 79040 has higher property taxes. ZIP codes with similar effective rates include 78359 (1.24%) and 75551 (1.24%).

In Gruver, property taxes represent approximately 2.7% of the median household income of $80,625, providing context for the relative tax burden on homeowners in this area.

Texas has no state income tax and caps annual homestead appraisal increases at 10%, but this protection only begins once you file a Homestead Exemption with your taxing entities — the exemption removes assessed value from school and county taxes, typically saving Hansford County homeowners $600–$1,200 per year. Submit your Homestead Exemption application to the Hansford County Appraisal District by April 30 of the tax year following your purchase to activate the 10% annual cap. Request your Notice of Appraised Value from the Hansford County Appraisal District within 30 days of closing and file a formal protest by the annual deadline if the assessed value exceeds comparable properties.