79098 Property Tax Rate

Property owners in ZIP code 79098 (Wildorado, Texas) pay a median of $1,295/year in property taxes on homes valued at $140,900. This translates to an effective tax rate of 0.92%, which is 32% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 79098 is approximately $108, which factors into escrow payments on mortgages. This ZIP code is located within Deaf Smith County. This is $1,836 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 79098 has lower property taxes. ZIP codes with similar effective rates include 77364 (0.92%) and 79225 (0.92%).

In Wildorado, property taxes represent approximately 3.4% of the median household income of $38,580, providing context for the relative tax burden on homeowners in this area.

Texas does not assess state income tax and limits annual homestead appraisal increases to 10% for primary residences, but you must file a Homestead Exemption to qualify — this exemption typically reduces school operating taxes by $500–$1,000 annually in Deaf Smith County. Apply for the Homestead Exemption with the Deaf Smith County Appraisal District by April 30 of the year following your purchase to ensure the 10% cap applies to your property. Review your first Notice of Appraised Value from the Deaf Smith County Appraisal District and file a timely appeal if the valuation appears inflated compared to similar homes in your area.