79102 Property Tax Rate
Amarillo, Texas · Part of Potter County
Effective Tax Rate
1.54%
28.1% below state avgMedian Annual Tax
$2,252
$188/mo escrow
Estimate Your Tax
Annual Tax
$2,252
Monthly
$188
Eff. Rate
1.54%
Buyer decision brief
What ZIP 79102 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$188/mo
Based on median annual tax paid
State context
0.18 percentage points above the Texas average
Texas average: 1.35%
Data confidence
High confidenceThe Census margin of error is $337, about 15% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Potter County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 79102 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$337 tax MOE, 15% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Potter County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 79102
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $146,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.54%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Texas and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $188 per month before insurance, HOA dues, or special assessments.
Assessor verification
Potter County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 79102 Compares
Median Annual Property Tax
ZIP 79102
1.54%
Effective rate
Texas Avg
1.35%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Texas
Higher than 67% of ZIP codes in Texas(67th percentile, 1,654 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 79102
Property owners in ZIP code 79102 (Amarillo, Texas) pay a median of $2,252/year in property taxes on homes valued at $146,500. This translates to an effective tax rate of 1.54%, which is 14% above the Texas state average of 1.35%.
The monthly property tax burden for a median-valued home in 79102 is approximately $188, which factors into escrow payments on mortgages. This ZIP code is located within Potter County. This is $879 less than the Texas average of $3,131/year.
Compared to similar ZIP codes in Texas, 79102 has lower property taxes. ZIP codes with similar effective rates include 75078 (1.54%) and 77055 (1.54%).
In Amarillo, property taxes represent approximately 4.6% of the median household income of $48,551, providing context for the relative tax burden on homeowners in this area.
Texas resets property assessments to market value at sale, but the 10% annual cap on appraised value growth applies only to homestead properties—you must file to claim it. Submit your Homestead Exemption to the Potter County Appraisal District by April 30 following purchase to reduce taxable value and save on school and county taxes. Obtain your Notice of Appraised Value from Potter County Appraisal District and file any protest by May 15 if the assessed value exceeds market conditions.
Frequently Asked Questions
What is the property tax rate in ZIP code 79102?
How much are property taxes in Amarillo, TX (79102)?
How does ZIP 79102 compare to the Texas average?
What is the median home value in ZIP 79102?
What county is ZIP code 79102 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$337. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 79102 is part of Potter County, Texas. View the full county profile for broader context and more data.
View Potter County on TaxByCounty →Explore Amarillo, TX
View all 13 ZIP codes in Amarillo with property tax comparisons.
View Amarillo Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 79102
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
79109
Amarillo, TX
$71,100 higher median home value than ZIP 79102.
Rate
1.60%
Tax
$3,475
Quality
94
79110
Amarillo, TX
$6,900 higher median home value than ZIP 79102.
Rate
1.59%
Tax
$2,445
Quality
94
79118
Amarillo, TX
$77,500 higher median home value than ZIP 79102.
Rate
1.61%
Tax
$3,605
Quality
94
79119
Amarillo, TX
$189,200 higher median home value than ZIP 79102.
Rate
1.69%
Tax
$5,666
Quality
94
79121
Amarillo, TX
$107,600 higher median home value than ZIP 79102.
Rate
1.66%
Tax
$4,217
Quality
94
79101
Amarillo, TX
0.28 percentage points lower than ZIP 79102.
Rate
1.26%
Tax
$1,920
Quality
90
79104
Amarillo, TX
0.27 percentage points lower than ZIP 79102.
Rate
1.26%
Tax
$1,193
Quality
96
79108
Amarillo, TX
0.25 percentage points lower than ZIP 79102.
Rate
1.28%
Tax
$1,934
Quality
96
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.