79745 Property Tax Rate

Property owners in ZIP code 79745 (Kermit, Texas) pay a median of $1,158/year in property taxes on homes valued at $118,200. This translates to an effective tax rate of 0.98%, which is 28% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 79745 is approximately $97, which factors into escrow payments on mortgages. This ZIP code is located within Winkler County. This is $1,973 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 79745 has lower property taxes. ZIP codes with similar effective rates include 79782 (0.98%) and 75563 (0.98%).

In Kermit, property taxes represent approximately 1.3% of the median household income of $88,365, providing context for the relative tax burden on homeowners in this area.

Texas applies a 10% annual appraisal cap for homestead properties, but protection requires you to file your Homestead Exemption application with the Winkler County Appraisal District by April 30 of the year after purchase. The exemption reduces your assessed value across school, county, and city taxes, saving most Winkler County homeowners $400–$600 yearly. Request the exemption application from the Winkler County Appraisal District within two weeks of closing and file it before the April 30 deadline to avoid paying uncapped market-value assessments.