22405 Property Tax Rate

Property owners in ZIP code 22405 (Fredericksburg, Virginia) pay a median of $2,809/year in property taxes on homes valued at $413,100. This translates to an effective tax rate of 0.68%, which is near the Virginia state average of 0.67%.

The monthly property tax burden for a median-valued home in 22405 is approximately $234, which factors into escrow payments on mortgages. This ZIP code is located within Stafford County. This is $566 more than the Virginia average of $2,243/year.

Compared to similar ZIP codes in Virginia, 22405 has higher property taxes. ZIP codes with similar effective rates include 23354 (0.68%) and 23086 (0.68%).

In Fredericksburg, property taxes represent approximately 2.2% of the median household income of $128,315, providing context for the relative tax burden on homeowners in this area.

Virginia has no state property tax — Stafford County assesses and collects local taxes only, with no reassessment penalty at sale beyond the county's standard valuation process. Stafford County offers a Land Use Taxation program for agricultural/forestal property and a circuit breaker tax relief program for elderly and disabled homeowners — contact the Stafford County Assessor's office to determine eligibility based on income and age. Upon purchase, request a reassessment review from the Stafford County Assessor to ensure the new assessed value reflects market conditions and file any exemption applications within 30 days of closing.