22603 Property Tax Rate
Winchester, Virginia · Part of Frederick County
Effective Tax Rate
0.50%
25.5% below state avgMedian Annual Tax
$1,671
$139/mo escrow
Estimate Your Tax
Annual Tax
$1,671
Monthly
$139
Eff. Rate
0.50%
Buyer decision brief
What ZIP 22603 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$139/mo
Based on median annual tax paid
State context
0.17 percentage points below the Virginia average
Virginia average: 0.67%
Data confidence
High confidenceThe Census margin of error is $180, about 11% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Frederick County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 22603 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$180 tax MOE, 11% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Frederick County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 22603
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $332,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.50%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Virginia and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $139 per month before insurance, HOA dues, or special assessments.
Assessor verification
Frederick County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 22603 Compares
Median Annual Property Tax
ZIP 22603
0.50%
Effective rate
Virginia Avg
0.67%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Virginia
Lower than 79% of ZIP codes in Virginia(21th percentile, 779 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 22603
Property owners in ZIP code 22603 (Winchester, Virginia) pay a median of $1,671/year in property taxes on homes valued at $332,000. This translates to an effective tax rate of 0.50%, which is 25% below the Virginia state average of 0.67%.
The monthly property tax burden for a median-valued home in 22603 is approximately $139, which factors into escrow payments on mortgages. This ZIP code is located within Frederick County. This is $572 less than the Virginia average of $2,243/year.
Compared to similar ZIP codes in Virginia, 22603 has higher property taxes. ZIP codes with similar effective rates include 23936 (0.50%) and 24095 (0.50%).
In Winchester, property taxes represent approximately 2.1% of the median household income of $79,260, providing context for the relative tax burden on homeowners in this area.
Virginia has no state property tax — Frederick County assesses and collects local taxes only, with no reassessment penalty at sale beyond standard county valuation. Frederick County offers a circuit breaker tax relief program for elderly and disabled homeowners and a Land Use Taxation option for qualifying agricultural land — contact the Frederick County Assessor to verify your income and age eligibility. Submit exemption applications to the Frederick County Assessor within 30 days of purchase to secure your assessment.
Frequently Asked Questions
What is the property tax rate in ZIP code 22603?
How much are property taxes in Winchester, VA (22603)?
How does ZIP 22603 compare to the Virginia average?
What is the median home value in ZIP 22603?
What county is ZIP code 22603 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$180. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 22603 is part of Frederick County, Virginia. View the full county profile for broader context and more data.
View Frederick County on TaxByCounty →Explore Winchester, VA
View all 3 ZIP codes in Winchester with property tax comparisons.
View Winchester Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 22603
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
22601
Winchester, VA
Same city name, different county context: Winchester city.
Rate
0.76%
Tax
$2,444
Quality
86
22637
Gore, VA
0.11 percentage points lower than ZIP 22603.
Rate
0.39%
Tax
$1,414
Quality
89
22624
Clear Brook, VA
0.09 percentage points lower than ZIP 22603.
Rate
0.42%
Tax
$1,677
Quality
84
22654
Star Tannery, VA
0.03 percentage points lower than ZIP 22603.
Rate
0.47%
Tax
$1,812
Quality
89
22645
Middletown, VA
0.02 percentage points lower than ZIP 22603.
Rate
0.48%
Tax
$1,875
Quality
89
22655
Stephens City, VA
0.02 percentage points lower than ZIP 22603.
Rate
0.48%
Tax
$1,710
Quality
89
22101
Mc Lean, VA
$950,800 higher median home value than ZIP 22603.
Rate
0.78%
Tax
$10,001
Quality
77
22066
Great Falls, VA
$908,100 higher median home value than ZIP 22603.
Rate
0.81%
Tax
$10,001
Quality
70
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.