22740 Property Tax Rate
Sperryville, Virginia · Part of Rappahannock County
Effective Tax Rate
0.60%
6.2% above state avgMedian Annual Tax
$2,382
$199/mo escrow
Estimate Your Tax
Annual Tax
$2,382
Monthly
$199
Eff. Rate
0.60%
Buyer decision brief
What ZIP 22740 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$199/mo
Based on median annual tax paid
State context
0.08 percentage points below the Virginia average
Virginia average: 0.67%
Data confidence
Moderate confidenceThe Census margin of error is $515, about 22% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Rappahannock County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 22740 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$515 tax MOE, 22% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Rappahannock County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 22740
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $398,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.60%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Virginia and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $199 per month before insurance, HOA dues, or special assessments.
Assessor verification
Rappahannock County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 22740 Compares
Median Annual Property Tax
ZIP 22740
0.60%
Effective rate
Virginia Avg
0.67%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Virginia
Lower than 58% of ZIP codes in Virginia(42th percentile, 779 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 22740
Property owners in ZIP code 22740 (Sperryville, Virginia) pay a median of $2,382/year in property taxes on homes valued at $398,800. This translates to an effective tax rate of 0.60%, which is 11% below the Virginia state average of 0.67%.
The monthly property tax burden for a median-valued home in 22740 is approximately $199, which factors into escrow payments on mortgages. This ZIP code is located within Rappahannock County.
Compared to similar ZIP codes in Virginia, 22740 has lower property taxes. ZIP codes with similar effective rates include 23841 (0.60%) and 24471 (0.60%).
In Sperryville, property taxes represent approximately 2.5% of the median household income of $96,220, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 22740, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Rappahannock County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 22740?
How much are property taxes in Sperryville, VA (22740)?
How does ZIP 22740 compare to the Virginia average?
What is the median home value in ZIP 22740?
What county is ZIP code 22740 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$515. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 22740 is part of Rappahannock County, Virginia. View the full county profile for broader context and more data.
View Rappahannock County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 22740
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
22627
Flint Hill, VA
0.08 percentage points lower than ZIP 22740.
Rate
0.52%
Tax
$5,337
Quality
79
20106
Amissville, VA
0.05 percentage points lower than ZIP 22740.
Rate
0.55%
Tax
$2,672
Quality
84
22716
Castleton, VA
0.03 percentage points lower than ZIP 22740.
Rate
0.56%
Tax
$3,537
Quality
79
22623
Chester Gap, VA
0.02 percentage points lower than ZIP 22740.
Rate
0.58%
Tax
$1,377
Quality
84
22101
Mc Lean, VA
$884,000 higher median home value than ZIP 22740.
Rate
0.78%
Tax
$10,001
Quality
77
22066
Great Falls, VA
$841,300 higher median home value than ZIP 22740.
Rate
0.81%
Tax
$10,001
Quality
70
20129
Paeonian Springs, VA
$807,000 higher median home value than ZIP 22740.
Rate
0.76%
Tax
$9,215
Quality
84
22207
Arlington, VA
$803,000 higher median home value than ZIP 22740.
Rate
0.83%
Tax
$10,001
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.