23185 Property Tax Rate

Property owners in ZIP code 23185 (Williamsburg, Virginia) pay a median of $2,663/year in property taxes on homes valued at $413,500. This translates to an effective tax rate of 0.64%, which is 4% below the Virginia state average of 0.67%.

The monthly property tax burden for a median-valued home in 23185 is approximately $222, which factors into escrow payments on mortgages. This ZIP code is located within James City County. This is $420 more than the Virginia average of $2,243/year.

Compared to similar ZIP codes in Virginia, 23185 has lower property taxes. ZIP codes with similar effective rates include 23177 (0.64%) and 24064 (0.64%).

In Williamsburg, property taxes represent approximately 2.6% of the median household income of $103,507, providing context for the relative tax burden on homeowners in this area.

Virginia has no state property tax — James City County assessments are locally determined and do not reset upon sale of your home. James City County provides a Circuit Breaker tax relief program for elderly (65+) and disabled homeowners with qualifying income — apply through the James City County Assessor's office for potential substantial tax reduction. Review your assessment notice carefully and contact the James City County Assessor within 30 days to appeal if the value appears overstated.