23323 Property Tax Rate
Chesapeake, Virginia · Part of Chesapeake city
Effective Tax Rate
0.81%
29.9% above state avgMedian Annual Tax
$2,913
$243/mo escrow
Estimate Your Tax
Annual Tax
$2,913
Monthly
$243
Eff. Rate
0.81%
Buyer decision brief
What ZIP 23323 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$243/mo
Based on median annual tax paid
State context
0.13 percentage points above the Virginia average
Virginia average: 0.67%
Data confidence
High confidenceThe Census margin of error is $115, about 4% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Chesapeake city assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 23323 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$115 tax MOE, 4% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Chesapeake city is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 23323
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $360,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.81%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Virginia and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $243 per month before insurance, HOA dues, or special assessments.
Assessor verification
Chesapeake city assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 23323 Compares
Median Annual Property Tax
ZIP 23323
0.81%
Effective rate
Virginia Avg
0.67%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Virginia
Higher than 76% of ZIP codes in Virginia(76th percentile, 779 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 23323
Property owners in ZIP code 23323 (Chesapeake, Virginia) pay a median of $2,913/year in property taxes on homes valued at $360,500. This translates to an effective tax rate of 0.81%, which is 20% above the Virginia state average of 0.67%.
The monthly property tax burden for a median-valued home in 23323 is approximately $243, which factors into escrow payments on mortgages. This ZIP code is located within Chesapeake city. This is $670 more than the Virginia average of $2,243/year.
Compared to similar ZIP codes in Virginia, 23323 has lower property taxes. ZIP codes with similar effective rates include 24124 (0.81%) and 22720 (0.81%).
In Chesapeake, property taxes represent approximately 2.8% of the median household income of $105,912, providing context for the relative tax burden on homeowners in this area.
Virginia has no state property tax — Chesapeake city assessments are locally set and do not reset upon property transfer. Chesapeake offers a Circuit Breaker exemption for seniors (65+) and disabled residents with limited income, providing meaningful tax relief — apply directly to the Chesapeake Assessor's office. Request your assessment from the Chesapeake Assessor and file a formal appeal within 30 days of the assessment notice if the value does not reflect current market conditions.
Frequently Asked Questions
What is the property tax rate in ZIP code 23323?
How much are property taxes in Chesapeake, VA (23323)?
How does ZIP 23323 compare to the Virginia average?
What is the median home value in ZIP 23323?
What county is ZIP code 23323 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$115. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 23323 is part of Chesapeake city, Virginia. View the full county profile for broader context and more data.
View Chesapeake city on TaxByCounty →Explore Chesapeake, VA
View all 6 ZIP codes in Chesapeake with property tax comparisons.
View Chesapeake Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 23323
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
23324
Chesapeake, VA
0.07 percentage points lower than ZIP 23323.
Rate
0.74%
Tax
$1,795
Quality
101
23321
Chesapeake, VA
0.01 percentage points lower than ZIP 23323.
Rate
0.79%
Tax
$2,798
Quality
101
22101
Mc Lean, VA
0.03 percentage points lower than ZIP 23323.
Rate
0.78%
Tax
$10,001
Quality
77
22066
Great Falls, VA
0.00 percentage points lower than ZIP 23323.
Rate
0.81%
Tax
$10,001
Quality
70
20129
Paeonian Springs, VA
0.04 percentage points lower than ZIP 23323.
Rate
0.76%
Tax
$9,215
Quality
84
22207
Arlington, VA
$841,300 higher median home value than ZIP 23323.
Rate
0.83%
Tax
$10,001
Quality
82
20198
The Plains, VA
0.04 percentage points lower than ZIP 23323.
Rate
0.77%
Tax
$8,692
Quality
73
22182
Vienna, VA
$726,100 higher median home value than ZIP 23323.
Rate
0.92%
Tax
$10,001
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.