23325 Property Tax Rate
Chesapeake, Virginia · Part of Chesapeake city
Effective Tax Rate
0.83%
3% below state avgMedian Annual Tax
$2,176
$181/mo escrow
Estimate Your Tax
Annual Tax
$2,176
Monthly
$181
Eff. Rate
0.83%
Buyer decision brief
What ZIP 23325 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$181/mo
Based on median annual tax paid
State context
0.16 percentage points above the Virginia average
Virginia average: 0.67%
Data confidence
High confidenceThe Census margin of error is $188, about 9% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Chesapeake city assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 23325 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$188 tax MOE, 9% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Chesapeake city is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 23325
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $262,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.83%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Virginia and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $181 per month before insurance, HOA dues, or special assessments.
Assessor verification
Chesapeake city assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 23325 Compares
Median Annual Property Tax
ZIP 23325
0.83%
Effective rate
Virginia Avg
0.67%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Virginia
Higher than 79% of ZIP codes in Virginia(79th percentile, 779 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 23325
Property owners in ZIP code 23325 (Chesapeake, Virginia) pay a median of $2,176/year in property taxes on homes valued at $262,600. This translates to an effective tax rate of 0.83%, which is 23% above the Virginia state average of 0.67%.
The monthly property tax burden for a median-valued home in 23325 is approximately $181, which factors into escrow payments on mortgages. This ZIP code is located within Chesapeake city.
Compared to similar ZIP codes in Virginia, 23325 has higher property taxes. ZIP codes with similar effective rates include 20137 (0.83%) and 23840 (0.83%).
In Chesapeake, property taxes represent approximately 3.0% of the median household income of $73,666, providing context for the relative tax burden on homeowners in this area.
Virginia has no state property tax — Chesapeake city assessments are locally set and do not reset upon property transfer. Chesapeake offers a Circuit Breaker exemption for seniors (65+) and disabled residents with limited income, providing meaningful tax relief — apply directly to the Chesapeake Assessor's office. Request your assessment from the Chesapeake Assessor and file a formal appeal within 30 days of the assessment notice if the value does not reflect current market conditions.
Frequently Asked Questions
What is the property tax rate in ZIP code 23325?
How much are property taxes in Chesapeake, VA (23325)?
How does ZIP 23325 compare to the Virginia average?
What is the median home value in ZIP 23325?
What county is ZIP code 23325 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$188. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 23325 is part of Chesapeake city, Virginia. View the full county profile for broader context and more data.
View Chesapeake city on TaxByCounty →Explore Chesapeake, VA
View all 6 ZIP codes in Chesapeake with property tax comparisons.
View Chesapeake Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 23325
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
23324
Chesapeake, VA
0.09 percentage points lower than ZIP 23325.
Rate
0.74%
Tax
$1,795
Quality
101
23321
Chesapeake, VA
0.03 percentage points lower than ZIP 23325.
Rate
0.79%
Tax
$2,798
Quality
101
23323
Chesapeake, VA
0.02 percentage points lower than ZIP 23325.
Rate
0.81%
Tax
$2,913
Quality
101
23320
Chesapeake, VA
0.01 percentage points lower than ZIP 23325.
Rate
0.82%
Tax
$2,661
Quality
101
22101
Mc Lean, VA
0.05 percentage points lower than ZIP 23325.
Rate
0.78%
Tax
$10,001
Quality
77
22066
Great Falls, VA
0.02 percentage points lower than ZIP 23325.
Rate
0.81%
Tax
$10,001
Quality
70
20129
Paeonian Springs, VA
0.06 percentage points lower than ZIP 23325.
Rate
0.76%
Tax
$9,215
Quality
84
22207
Arlington, VA
$939,200 higher median home value than ZIP 23325.
Rate
0.83%
Tax
$10,001
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.