98243 Property Tax Rate

Property owners in ZIP code 98243 (Deer Harbor, Washington) pay a median of $6,328/year in property taxes on homes valued at $1,043,500. This translates to an effective tax rate of 0.61%, which is 21% below the Washington state average of 0.77%.

The monthly property tax burden for a median-valued home in 98243 is approximately $527, which factors into escrow payments on mortgages. This ZIP code is located within San Juan County. This is $2,736 more than the Washington average of $3,592/year.

Compared to similar ZIP codes in Washington, 98243 has lower property taxes. ZIP codes with similar effective rates include 99345 (0.61%) and 98836 (0.61%).

In Deer Harbor, property taxes represent approximately 5.1% of the median household income of $123,393, providing context for the relative tax burden on homeowners in this area.

Washington does not cap property tax growth; San Juan County Assessor revalues your home to fair market value at sale with no statutory annual increase limit. San Juan County qualifies seniors (61+) and disabled homeowners with income around the state threshold (approximately $40,000–$45,000) for the Senior/Disabled Property Tax Exemption, which exempts a portion of home value from taxation. Submit your exemption application to the San Juan County Assessor by March 31 to activate the benefit and reduce your annual tax obligation.