98280 Property Tax Rate

Property owners in ZIP code 98280 (Orcas, Washington) pay a median of $5,875/year in property taxes on homes valued at $926,800. This translates to an effective tax rate of 0.63%, which is 17% below the Washington state average of 0.77%.

The monthly property tax burden for a median-valued home in 98280 is approximately $490, which factors into escrow payments on mortgages. This ZIP code is located within San Juan County. This is $2,283 more than the Washington average of $3,592/year.

Compared to similar ZIP codes in Washington, 98280 has higher property taxes. ZIP codes with similar effective rates include 98276 (0.63%) and 98672 (0.63%).

In Orcas, property taxes represent approximately 7.3% of the median household income of $80,250, providing context for the relative tax burden on homeowners in this area.

Washington does not cap property tax growth; San Juan County Assessor revalues your home to fair market value at sale with no statutory annual increase limit. San Juan County qualifies seniors (61+) and disabled homeowners with income around the state threshold (approximately $40,000–$45,000) for the Senior/Disabled Property Tax Exemption, which exempts a portion of home value from taxation. Submit your exemption application to the San Juan County Assessor by March 31 to activate the benefit and reduce your annual tax obligation.