99202 Property Tax Rate
Spokane, Washington · Part of Spokane County
Effective Tax Rate
0.84%
37.3% below state avgMedian Annual Tax
$2,253
$188/mo escrow
Estimate Your Tax
Annual Tax
$2,253
Monthly
$188
Eff. Rate
0.84%
Buyer decision brief
What ZIP 99202 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$188/mo
Based on median annual tax paid
State context
0.07 percentage points above the Washington average
Washington average: 0.77%
Data confidence
High confidenceThe Census margin of error is $213, about 9% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Spokane County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 99202 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$213 tax MOE, 9% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Spokane County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 99202
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $268,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.84%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Washington and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $188 per month before insurance, HOA dues, or special assessments.
Assessor verification
Spokane County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 99202 Compares
Median Annual Property Tax
ZIP 99202
0.84%
Effective rate
Washington Avg
0.77%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Washington
Higher than 69% of ZIP codes in Washington(69th percentile, 538 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 99202
Property owners in ZIP code 99202 (Spokane, Washington) pay a median of $2,253/year in property taxes on homes valued at $268,700. This translates to an effective tax rate of 0.84%, which is 10% above the Washington state average of 0.77%.
The monthly property tax burden for a median-valued home in 99202 is approximately $188, which factors into escrow payments on mortgages. This ZIP code is located within Spokane County. This is $1,339 less than the Washington average of $3,592/year.
Compared to similar ZIP codes in Washington, 99202 has lower property taxes. ZIP codes with similar effective rates include 99021 (0.84%) and 98640 (0.84%).
In Spokane, property taxes represent approximately 3.7% of the median household income of $61,323, providing context for the relative tax burden on homeowners in this area.
Washington has no state income tax and does not reassess property at sale — your assessed value remains locked until you make substantial improvements or the county initiates a revaluation cycle. Spokane County provides a Senior/Disabled Exemption Program and Property Tax Reduction Program for income-qualified residents — contact the Spokane County Assessor to determine eligibility and submit applications by the annual deadline. Request your property's current assessed value from the Spokane County Assessor within 30 days of closing and verify all relief program options before application deadlines expire.
Frequently Asked Questions
What is the property tax rate in ZIP code 99202?
How much are property taxes in Spokane, WA (99202)?
How does ZIP 99202 compare to the Washington average?
What is the median home value in ZIP 99202?
What county is ZIP code 99202 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$213. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 99202 is part of Spokane County, Washington. View the full county profile for broader context and more data.
View Spokane County on TaxByCounty →Explore Spokane, WA
View all 14 ZIP codes in Spokane with property tax comparisons.
View Spokane Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 99202
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
99205
Spokane, WA
0.03 percentage points lower than ZIP 99202.
Rate
0.80%
Tax
$2,302
Quality
101
99204
Spokane, WA
0.03 percentage points lower than ZIP 99202.
Rate
0.81%
Tax
$2,870
Quality
101
99224
Spokane, WA
0.01 percentage points lower than ZIP 99202.
Rate
0.82%
Tax
$3,626
Quality
101
99207
Spokane, WA
0.01 percentage points lower than ZIP 99202.
Rate
0.82%
Tax
$2,036
Quality
101
99208
Spokane, WA
0.00 percentage points lower than ZIP 99202.
Rate
0.84%
Tax
$3,463
Quality
101
99003
Chattaroy, WA
0.17 percentage points lower than ZIP 99202.
Rate
0.67%
Tax
$2,754
Quality
89
99009
Elk, WA
0.16 percentage points lower than ZIP 99202.
Rate
0.68%
Tax
$2,740
Quality
84
99018
Latah, WA
0.10 percentage points lower than ZIP 99202.
Rate
0.74%
Tax
$2,300
Quality
74
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.