Spokane, WA Property Tax Rates
Compare property tax rates across 14 ZIP codes in Spokane, Washington.
Avg Tax Rate
0.87%
Avg Annual Tax
$3,049
Avg Home Value
$351,729
ZIP Codes
14
Property Tax Overview: Spokane, WA
Spokane has 14 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.87%, which is 13% above the Washington average of 0.77%. Annual property taxes range from $2,302 (ZIP 99205) to $2,972 (ZIP 99212).
For a home at Spokane's median value of $351,729, property taxes add approximately $254/month to housing costs. Spokane home values are below the Washington median of $472,159, which moderates the overall monthly tax burden.
Property tax rates within Spokane vary by 0.14 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
ZIP Codes in Spokane, WA
| ZIP Code | Effective Rate | Median Tax | Median Home Value |
|---|---|---|---|
| 99205 | 0.80% | $2,302 | $286,300 |
| 99204 | 0.81% | $2,870 | $355,700 |
| 99224 | 0.82% | $3,626 | $439,700 |
| 99207 | 0.82% | $2,036 | $246,800 |
| 99208 | 0.84% | $3,463 | $414,000 |
| 99202 | 0.84% | $2,253 | $268,700 |
| 99203 | 0.86% | $3,852 | $449,100 |
| 99223 | 0.87% | $3,966 | $457,200 |
| 99201 | 0.87% | $2,262 | $259,800 |
| 99216 | 0.90% | $3,024 | $336,700 |
| 99218 | 0.91% | $3,694 | $404,500 |
| 99206 | 0.92% | $3,321 | $362,100 |
| 99217 | 0.92% | $3,043 | $329,300 |
| 99212 | 0.95% | $2,972 | $314,300 |
Spokane vs Washington Average
Effective Tax Rate
13% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Spokane, WA?
The average effective property tax rate in Spokane, Washington is 0.87%, based on 14 ZIP codes.
How much is property tax in Spokane, WA?
The average median annual property tax in Spokane is $3,049 per year, with a median home value of $351,729.
Which ZIP code in Spokane has the lowest property tax rate?
ZIP code 99205 has the lowest effective tax rate in Spokane at 0.80%, with a median annual tax of $2,302.
How many ZIP codes are in Spokane, WA?
Spokane, Washington has 14 ZIP codes with property tax data available.
Which ZIP code in Spokane has the highest property tax rate?
ZIP code 99212 has the highest effective tax rate in Spokane at 0.95%, with a median annual tax of $2,972.
How do Spokane property taxes compare to the Washington average?
Spokane's average effective rate of 0.87% is 13% above the Washington state average of 0.77%.
What factors affect property tax rates between ZIP codes in Spokane?
Property tax rate differences within Spokane are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Spokane Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Washington reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Spokane, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Other Cities in Washington
Looking for county-level property tax data? View Spokane County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.