26505 Property Tax Rate
Morgantown, West Virginia · Part of Monongalia County
Effective Tax Rate
0.49%
97.4% above state avgMedian Annual Tax
$1,305
$109/mo escrow
Estimate Your Tax
Annual Tax
$1,305
Monthly
$109
Eff. Rate
0.49%
Buyer decision brief
What ZIP 26505 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$109/mo
Based on median annual tax paid
State context
0.05 percentage points below the West Virginia average
West Virginia average: 0.54%
Data confidence
High confidenceThe Census margin of error is $67, about 5% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Monongalia County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 26505 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$67 tax MOE, 5% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Monongalia County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 26505
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $265,100, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.49%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on West Virginia and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $109 per month before insurance, HOA dues, or special assessments.
Assessor verification
Monongalia County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 26505 Compares
Median Annual Property Tax
ZIP 26505
0.49%
Effective rate
West Virginia Avg
0.54%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in West Virginia
Lower than 55% of ZIP codes in West Virginia(45th percentile, 512 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 26505
Property owners in ZIP code 26505 (Morgantown, West Virginia) pay a median of $1,305/year in property taxes on homes valued at $265,100. This translates to an effective tax rate of 0.49%, which is 8% below the West Virginia state average of 0.54%.
The monthly property tax burden for a median-valued home in 26505 is approximately $109, which factors into escrow payments on mortgages. This ZIP code is located within Monongalia County. This is $644 more than the West Virginia average of $661/year.
Compared to similar ZIP codes in West Virginia, 26505 has lower property taxes. ZIP codes with similar effective rates include 26374 (0.49%) and 25801 (0.49%).
In Morgantown, property taxes represent approximately 3.1% of the median household income of $42,275, providing context for the relative tax burden on homeowners in this area.
West Virginia reassesses all property at fair market value upon ownership change, establishing the new owner's tax base on current market appraisal. Monongalia County provides homestead exemptions and senior/disabled exemptions that reduce your annual property taxes — file your claim with the Monongalia County Assessor's office to begin receiving relief. After purchase, contact the Monongalia County Assessor to submit your exemption application and verify your assessment matches fair market value.
Frequently Asked Questions
What is the property tax rate in ZIP code 26505?
How much are property taxes in Morgantown, WV (26505)?
How does ZIP 26505 compare to the West Virginia average?
What is the median home value in ZIP 26505?
What county is ZIP code 26505 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$67. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 26505 is part of Monongalia County, West Virginia. View the full county profile for broader context and more data.
View Monongalia County on TaxByCounty →Explore Morgantown, WV
View all 3 ZIP codes in Morgantown with property tax comparisons.
View Morgantown Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 26505
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
26508
Morgantown, WV
0.03 percentage points lower than ZIP 26505.
Rate
0.46%
Tax
$1,334
Quality
96
26534
Granville, WV
0.08 percentage points lower than ZIP 26505.
Rate
0.41%
Tax
$554
Quality
86
26372
Horner, WV
0.02 percentage points lower than ZIP 26505.
Rate
0.48%
Tax
$1,957
Quality
71
25443
Shepherdstown, WV
$130,300 higher median home value than ZIP 26505.
Rate
0.55%
Tax
$2,182
Quality
82
25414
Charles Town, WV
$100,400 higher median home value than ZIP 26505.
Rate
0.54%
Tax
$1,963
Quality
82
25446
Summit Point, WV
0.09 percentage points lower than ZIP 26505.
Rate
0.41%
Tax
$1,486
Quality
67
25442
Shenandoah Junction, WV
$87,800 higher median home value than ZIP 26505.
Rate
0.56%
Tax
$1,969
Quality
82
24916
Asbury, WV
$69,700 higher median home value than ZIP 26505.
Rate
0.68%
Tax
$2,290
Quality
67
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.