53190 Property Tax Rate

Property owners in ZIP code 53190 (Whitewater, Wisconsin) pay a median of $3,858/year in property taxes on homes valued at $247,000. This translates to an effective tax rate of 1.56%, which is 11% above the Wisconsin state average of 1.40%.

The monthly property tax burden for a median-valued home in 53190 is approximately $322, which factors into escrow payments on mortgages. This ZIP code is located within Walworth County. This is $659 more than the Wisconsin average of $3,199/year.

Compared to similar ZIP codes in Wisconsin, 53190 has higher property taxes. ZIP codes with similar effective rates include 53599 (1.56%) and 54948 (1.56%).

In Whitewater, property taxes represent approximately 6.5% of the median household income of $59,598, providing context for the relative tax burden on homeowners in this area.

Wisconsin taxes primary residences at full market value with no state cap, but you can claim the Homestead Credit and Lottery and Gaming Credit (both income-based) to offset your tax liability — file both credits on your state return the year after closing. Walworth County reassesses at sale; contact the Walworth County Assessor to ensure your homestead classification is recorded, which qualifies you for the state income-tax credits. If your assessed value appears high relative to recent comparable sales, file a timely appeal with the Walworth County Board of Review (deadline typically early March).