54538 Property Tax Rate
Lac Du Flambeau, Wisconsin · Part of Vilas County
Effective Tax Rate
1.23%
4.3% above state avgMedian Annual Tax
$3,337
$278/mo escrow
Estimate Your Tax
Annual Tax
$3,337
Monthly
$278
Eff. Rate
1.23%
Buyer decision brief
What ZIP 54538 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$278/mo
Based on median annual tax paid
State context
0.17 percentage points below the Wisconsin average
Wisconsin average: 1.40%
Data confidence
High confidenceThe Census margin of error is $163, about 5% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Vilas County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 54538 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$163 tax MOE, 5% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Vilas County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 54538
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $271,300, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.23%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Wisconsin and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $278 per month before insurance, HOA dues, or special assessments.
Assessor verification
Vilas County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 54538 Compares
Median Annual Property Tax
ZIP 54538
1.23%
Effective rate
Wisconsin Avg
1.40%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Wisconsin
Lower than 74% of ZIP codes in Wisconsin(26th percentile, 761 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 54538
Property owners in ZIP code 54538 (Lac Du Flambeau, Wisconsin) pay a median of $3,337/year in property taxes on homes valued at $271,300. This translates to an effective tax rate of 1.23%, which is 12% below the Wisconsin state average of 1.40%.
The monthly property tax burden for a median-valued home in 54538 is approximately $278, which factors into escrow payments on mortgages. This ZIP code is located within Vilas County.
Compared to similar ZIP codes in Wisconsin, 54538 has lower property taxes. ZIP codes with similar effective rates include 53012 (1.23%) and 54891 (1.23%).
In Lac Du Flambeau, property taxes represent approximately 6.7% of the median household income of $49,915, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 54538, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Vilas County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 54538?
How much are property taxes in Lac Du Flambeau, WI (54538)?
How does ZIP 54538 compare to the Wisconsin average?
What is the median home value in ZIP 54538?
What county is ZIP code 54538 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$163. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 54538 is part of Vilas County, Wisconsin. View the full county profile for broader context and more data.
View Vilas County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 54538
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
54545
Manitowish Waters, WI
0.63 percentage points lower than ZIP 54538.
Rate
0.60%
Tax
$3,897
Quality
73
54561
Star Lake, WI
0.62 percentage points lower than ZIP 54538.
Rate
0.61%
Tax
$1,402
Quality
79
54560
Sayner, WI
0.58 percentage points lower than ZIP 54538.
Rate
0.65%
Tax
$1,422
Quality
77
54557
Presque Isle, WI
0.54 percentage points lower than ZIP 54538.
Rate
0.69%
Tax
$2,835
Quality
82
54521
Eagle River, WI
0.51 percentage points lower than ZIP 54538.
Rate
0.72%
Tax
$1,978
Quality
82
54558
Saint Germain, WI
0.48 percentage points lower than ZIP 54538.
Rate
0.75%
Tax
$1,761
Quality
77
54512
Boulder Junction, WI
0.47 percentage points lower than ZIP 54538.
Rate
0.76%
Tax
$2,127
Quality
82
54519
Conover, WI
0.47 percentage points lower than ZIP 54538.
Rate
0.76%
Tax
$1,850
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.