35128 Property Tax Rate
Pell City, Alabama · Part of St. Clair County
Effective Tax Rate
0.30%
19% above state avgMedian Annual Tax
$720
$60/mo escrow
Estimate Your Tax
Annual Tax
$720
Monthly
$60
Eff. Rate
0.30%
Buyer decision brief
What ZIP 35128 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$60/mo
Based on median annual tax paid
State context
0.07 percentage points below the Alabama average
Alabama average: 0.37%
Data confidence
High confidenceThe Census margin of error is $83, about 12% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with St. Clair County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 35128 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$83 tax MOE, 12% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
St. Clair County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 35128
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $240,100, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.30%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Alabama and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $60 per month before insurance, HOA dues, or special assessments.
Assessor verification
St. Clair County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 35128 Compares
Median Annual Property Tax
ZIP 35128
0.30%
Effective rate
Alabama Avg
0.37%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Alabama
Lower than 64% of ZIP codes in Alabama(36th percentile, 551 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 35128
Property owners in ZIP code 35128 (Pell City, Alabama) pay a median of $720/year in property taxes on homes valued at $240,100. This translates to an effective tax rate of 0.30%, which is 19% below the Alabama state average of 0.37%.
The monthly property tax burden for a median-valued home in 35128 is approximately $60, which factors into escrow payments on mortgages. This ZIP code is located within St. Clair County.
Compared to similar ZIP codes in Alabama, 35128 has lower property taxes. ZIP codes with similar effective rates include 35761 (0.30%) and 35554 (0.30%).
In Pell City, property taxes represent approximately 0.9% of the median household income of $81,993, providing context for the relative tax burden on homeowners in this area.
Alabama does not conduct statewide reassessment at sale; your property is revalued on the county's reassessment cycle (typically every 4–8 years), not triggered by purchase. St. Clair County offers a homestead exemption and exemptions for seniors 65+ and disabled owners—contact the St. Clair County Assessor's office to verify your eligibility and file immediately upon closing. Request a property tax assessment notice from the assessor to confirm your base value and exemption status.
Frequently Asked Questions
What is the property tax rate in ZIP code 35128?
How much are property taxes in Pell City, AL (35128)?
How does ZIP 35128 compare to the Alabama average?
What is the median home value in ZIP 35128?
What county is ZIP code 35128 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$83. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 35128 is part of St. Clair County, Alabama. View the full county profile for broader context and more data.
View St. Clair County on TaxByCounty →Explore Pell City, AL
View all 2 ZIP codes in Pell City with property tax comparisons.
View Pell City Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 35128
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
35125
Pell City, AL
0.02 percentage points lower than ZIP 35128.
Rate
0.28%
Tax
$501
Quality
85
35054
Cropwell, AL
0.04 percentage points lower than ZIP 35128.
Rate
0.26%
Tax
$704
Quality
89
35987
Steele, AL
0.03 percentage points lower than ZIP 35128.
Rate
0.27%
Tax
$386
Quality
78
35146
Springville, AL
0.03 percentage points lower than ZIP 35128.
Rate
0.27%
Tax
$683
Quality
89
35120
Odenville, AL
0.01 percentage points lower than ZIP 35128.
Rate
0.29%
Tax
$621
Quality
89
35953
Ashville, AL
0.00 percentage points lower than ZIP 35128.
Rate
0.30%
Tax
$586
Quality
84
35213
Birmingham, AL
$513,300 higher median home value than ZIP 35128.
Rate
0.77%
Tax
$5,785
Quality
94
35223
Birmingham, AL
$504,300 higher median home value than ZIP 35128.
Rate
0.87%
Tax
$6,445
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.