Pell City, AL Property Tax Rates
Compare property tax rates across 2 ZIP codes in Pell City, Alabama.
Avg Tax Rate
0.29%
Avg Annual Tax
$611
Avg Home Value
$210,000
ZIP Codes
2
Property Tax Overview: Pell City, AL
Pell City has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.29%, which is 21% below the Alabama average of 0.37%. Annual property taxes range from $501 (ZIP 35125) to $720 (ZIP 35128).
For a home at Pell City's median value of $210,000, property taxes add approximately $51/month to housing costs. Pell City home values are above the Alabama median of $165,860, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Pell City vary by 0.02 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Pell City vs Alabama Average
Effective Tax Rate
21% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Pell City, AL?
The average effective property tax rate in Pell City, Alabama is 0.29%, based on 2 ZIP codes.
How much is property tax in Pell City, AL?
The average median annual property tax in Pell City is $611 per year, with a median home value of $210,000.
Which ZIP code in Pell City has the lowest property tax rate?
ZIP code 35125 has the lowest effective tax rate in Pell City at 0.28%, with a median annual tax of $501.
How many ZIP codes are in Pell City, AL?
Pell City, Alabama has 2 ZIP codes with property tax data available.
Which ZIP code in Pell City has the highest property tax rate?
ZIP code 35128 has the highest effective tax rate in Pell City at 0.30%, with a median annual tax of $720.
How do Pell City property taxes compare to the Alabama average?
Pell City's average effective rate of 0.29% is 21% below the Alabama state average of 0.37%.
What factors affect property tax rates between ZIP codes in Pell City?
Property tax rate differences within Pell City are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Pell City Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Alabama reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Pell City, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View St. Clair County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.