36318 Property Tax Rate

Property owners in ZIP code 36318 (Coffee Springs, Alabama) pay a median of $381/year in property taxes on homes valued at $127,300. This translates to an effective tax rate of 0.30%, which is 19% below the Alabama state average of 0.37%.

The monthly property tax burden for a median-valued home in 36318 is approximately $32, which factors into escrow payments on mortgages. This ZIP code is located within Geneva County. This is $224 less than the Alabama average of $605/year.

Compared to similar ZIP codes in Alabama, 36318 has lower property taxes. ZIP codes with similar effective rates include 36376 (0.30%) and 35761 (0.30%).

In Coffee Springs, property taxes represent approximately 0.7% of the median household income of $52,500, providing context for the relative tax burden on homeowners in this area.

Alabama has no statewide assessment cap; your home will be reassessed to market value at purchase and may increase annually based on county appraisal rolls. Geneva County offers a $4,000 Homestead Exemption for primary residences—file your application with the Geneva County Assessor's office to reduce your taxable assessed value. Submit your exemption paperwork to Geneva County Assessor within the required timeframe after closing to ensure it applies to your first tax bill.