85630 Property Tax Rate

Property owners in ZIP code 85630 (Saint David, Arizona) pay a median of $1,361/year in property taxes on homes valued at $148,500. This translates to an effective tax rate of 0.92%, which is 70% above the Arizona state average of 0.54%.

The monthly property tax burden for a median-valued home in 85630 is approximately $113, which factors into escrow payments on mortgages. This ZIP code is located within Cochise County. This is $350 less than the Arizona average of $1,711/year.

Compared to similar ZIP codes in Arizona, 85630 has lower property taxes. ZIP codes with similar effective rates include 86512 (0.94%) and 86040 (0.89%).

In Saint David, property taxes represent approximately 2.8% of the median household income of $49,306, providing context for the relative tax burden on homeowners in this area.

Arizona taxes owner-occupied primary residences at a 10% assessment ratio (vs. 18% for other property types), and your property will be reassessed at purchase price upon sale; Limited Property Value caps annual increases thereafter. The Cochise County Assessor administers the Senior Valuation Protection program for owners 65+ in residence 10+ years and standard owner-occupancy claims — file within 60 days of closing. Submit your owner-occupancy application to the Cochise County Assessor immediately upon closing to ensure the reduced 10% assessment rate applies to your first tax bill.