85646 Property Tax Rate

Property owners in ZIP code 85646 (Tubac, Arizona) pay a median of $2,529/year in property taxes on homes valued at $473,400. This translates to an effective tax rate of 0.53%, which is near the Arizona state average of 0.54%.

The monthly property tax burden for a median-valued home in 85646 is approximately $211, which factors into escrow payments on mortgages. This ZIP code is located within Santa Cruz County. This is $818 more than the Arizona average of $1,711/year.

Compared to similar ZIP codes in Arizona, 85646 has higher property taxes. ZIP codes with similar effective rates include 85083 (0.53%) and 85283 (0.53%).

In Tubac, property taxes represent approximately 3.0% of the median household income of $85,321, providing context for the relative tax burden on homeowners in this area.

Arizona taxes owner-occupied primary residences at a 10% assessment ratio (vs. 18% for other property types), and your home will be reassessed at purchase price upon purchase; Limited Property Value limits annual increases thereafter. The Santa Cruz County Assessor manages the Senior Valuation Protection program (age 65+, 10+ years residence) and owner-occupancy discounts — file your claim within 60 days of closing. Apply for your owner-occupancy classification at the Santa Cruz County Assessor's office immediately after closing to lock in the 10% assessment rate.