85648 Property Tax Rate

Property owners in ZIP code 85648 (Rio Rico, Arizona) pay a median of $1,379/year in property taxes on homes valued at $213,100. This translates to an effective tax rate of 0.65%, which is 20% above the Arizona state average of 0.54%.

The monthly property tax burden for a median-valued home in 85648 is approximately $115, which factors into escrow payments on mortgages. This ZIP code is located within Santa Cruz County. This is $332 less than the Arizona average of $1,711/year.

Compared to similar ZIP codes in Arizona, 85648 has higher property taxes. ZIP codes with similar effective rates include 85364 (0.65%) and 85645 (0.64%).

In Rio Rico, property taxes represent approximately 2.2% of the median household income of $63,672, providing context for the relative tax burden on homeowners in this area.

Arizona taxes owner-occupied primary residences at a 10% assessment ratio (vs. 18% for other property types), and your home will be reassessed at purchase price upon purchase; Limited Property Value limits annual increases thereafter. The Santa Cruz County Assessor manages the Senior Valuation Protection program (age 65+, 10+ years residence) and owner-occupancy discounts — file your claim within 60 days of closing. Apply for your owner-occupancy classification at the Santa Cruz County Assessor's office immediately after closing to lock in the 10% assessment rate.